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When inspiration strikes, Affirm helps you say yes without giving up financial
control. Select Affirm at checkout to pay over time—and never pay a penny
more than you agree to on day one.
OR
Just select at checkout
Choose 3, 6, or 12 monthly payments
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a
real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more than you
agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and
text reminders.
With Affirm, you always know exactly what you'll owe and when you'll be
done paying.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never
go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS
or Android. Affirm will send you email and text reminders before payments are
due.
Does checking my eligibility affect my credit score?
No—checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return
process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
How does it work?
Please visit affirm.com/how-it-works.
Need help?
Please visit Affirm's Help Center.